Find Your Perfect Home Loan
Whether you're a first home buyer, upgrading to your dream home in Frankston, or investing across Mornington Peninsula, Dahiya Mortgage & Finance compares rates from 30+ lenders to find your ideal loan. Owner-occupier rates start from 5.49% p.a. variable — we handle the research, negotiation, and paperwork so you can focus on finding the perfect property.
Key Benefits
Our Home Loans Process
Our home loan specialists analyse your financial situation, goals, and preferences to match you with the ideal loan structure. With access to 95% LVR (with LMI) loans and a wide lender panel including CBA, ANZ, Westpac, NAB, Macquarie, Pepper Money, and Liberty, we ensure a competitive deal tailored to your circumstances.
We handle everything from initial assessment through to settlement — including coordinating with solicitors, real estate agents, and lenders — keeping you informed at every step. Post-settlement, we review your loan annually to ensure you remain on the most competitive rate.
Rate Comparison
We compare hundreds of home loan products across 30+ lenders to find your best rate — fixed, variable, or split.
Free Pre-Approval
Get pre-approved before house hunting to know exactly what you can afford and make strong offers.
Loan Types Covered
First home, refinance, investment, construction, and SMSF home loans — all under one expert roof.
Ongoing Reviews
Annual loan health checks to ensure you're always on the most competitive rate available.
Home Loans Across Melbourne
Frequently Asked Questions
Most lenders require a minimum 5–20% deposit. With less than 20%, you may need Lenders Mortgage Insurance (LMI). We can explore government grants, guarantor loans, and specialist lenders to help you get in sooner.
Pre-approval typically takes 1–3 business days. Full approval after finding a property takes 3–7 business days depending on the lender and complexity of your situation.
No — our service is completely free for you. We are paid a commission by the lender when your loan settles, which does not affect your interest rate.
Get a free home loan assessment today and discover how much you could save.
Speak with Sunil Dahiya and the team. No obligations, just honest advice tailored to your situation.