Equip Your Business for Growth
Fuel your business growth without draining cash flow. Dahiya Finance helps businesses across Melbourne's south-east — Dandenong, Cranbourne, Narre Warren, Berwick and Greater Melbourne — secure equipment finance, truck finance and machinery finance with rates from 7.49% p.a., up to 100% funding and 24–48 hour approvals. We fund excavators, forklifts, trucks, medical gear, IT and office fit-outs.
Key Benefits
Our Asset Finance Process
Asset finance lets your business acquire essential equipment while preserving working capital. Whether it's construction machinery, medical equipment, IT infrastructure, commercial vehicles, or office fit-outs, we compare 40+ lenders — including CommBank, ScotPac, and Angle Finance — for terms up to 5–7 years.
We offer multiple structures: chattel mortgage (full ownership, GST & instant asset write-off), finance lease (option to buy, full GST claim upfront), hire purchase (automatic ownership, deduct interest and repayments), and operating lease (off-balance-sheet for short-term use). We help you choose the right structure for your tax position and cash flow.
Equipment Finance
Fund machinery, vehicles, and equipment purchases — new or used, local or international suppliers.
Fleet Finance
Structured fleet programs for businesses needing multiple vehicles with simplified management.
Tax Optimisation
Choose between chattel mortgage, finance lease, or hire purchase to maximise your tax benefits.
Fast Approval
24–48 hour approvals for standard assets under $150k — direct funding to supplier for urgent buys.
Asset Finance Across Melbourne
Frequently Asked Questions
Almost any business asset — cars, vans, trucks, excavators, forklifts, medical equipment, IT hardware, office furniture, kitchen equipment, manufacturing gear, and more.
It depends on your tax situation, cash flow needs, and how long you'll use the asset. We analyse both options and recommend the best structure for your specific situation.
For standard equipment under $150k, approvals can be same-day or next-day. Larger or more complex assets typically take 3–7 business days.
Need equipment finance? Let us find the right solution.
Speak with Sunil Dahiya and the team. No obligations, just honest advice tailored to your situation.