Fund Your Business Property
Whether you're purchasing a retail shop in Frankston, an office in Dandenong, or a warehouse in Melbourne's south-east, Dahiya Mortgage & Finance provides expert commercial lending solutions. We access specialist lenders for LVR up to 75% commercial and 80% industrial — with flexible terms, lease-doc options, and SMSF commercial property structuring.
Key Benefits
Our Commercial Loans Process
Commercial lending requires specialist knowledge and access to lenders who understand business property. We work with banks and non-bank lenders to find the right commercial loan for your specific property type, entity structure, and business situation — from standard commercial mortgages to complex SMSF structures.
From retail shops and offices to warehouses, industrial units, and mixed-use properties, we have the expertise to navigate commercial lending across all entity types — personal, company, trust, or SMSF. We leverage our lender relationships to negotiate competitive commercial rates tailored to your asset.
Property Assessment
We evaluate the commercial property and its income potential to structure the right loan for your needs.
Entity Structuring
Expert advice on the best ownership structure — company, trust, SMSF, or personal name.
Lease Analysis
Assessment of existing or proposed leases to satisfy lender serviceability requirements.
Rate Negotiation
We leverage our lender relationships to negotiate competitive commercial rates and terms.
Commercial Loans Across Melbourne
Frequently Asked Questions
Typically 25–30% for standard commercial property (LVR 70–75%). Some lenders offer higher LVR for owner-occupied business premises with strong financials.
Yes — SMSFs can borrow to purchase commercial property under a Limited Recourse Borrowing Arrangement (LRBA). We specialise in SMSF commercial lending.
We finance retail shops, offices, warehouses, industrial units, mixed-use properties, and development sites across Melbourne and Victoria.
Expand your business with the right commercial finance.
Speak with Sunil Dahiya and the team. No obligations, just honest advice tailored to your situation.