Finance Life's Big Moments
From home renovations and dream holidays to medical expenses and weddings, Dahiya Mortgage & Finance compares 20+ lenders for competitive personal loans — rates from 5.55% p.a. (green loans), up to $130,000 secured, with same-day approvals and zero broker fees. Bad credit, self-employed, and urgent needs all considered.
Key Benefits
Our Personal Loans Process
We shop 20+ lenders including banks, credit unions, and specialist lenders for the best unsecured personal loans up to $70k and secured loans up to $130k — often at rates far below what you'd get walking into a single bank. Unsecured fixed rates from 7.00% p.a., secured from 6.49% p.a., and green upgrade loans from 5.55% p.a. for eco-home improvements.
Unlike banks, we consider all profiles — including bad credit, self-employed, and urgent situations. Our simple application process, transparent pricing ($0 broker fees, no hidden charges), and 95%+ client satisfaction rate means you get results fast without the stress.
Rate Comparison
We compare personal loan rates across 20+ lenders to find your best deal — often beating bank-direct rates.
Flexible Terms
Choose repayment terms from 1–7 years to match your budget, with redraw available on variable loans.
Fast Processing
Many personal loans are approved within hours and funded same-day — perfect for urgent needs.
All Profiles Welcome
Bad credit, self-employed, and non-standard income situations considered — no judgment, just solutions.
Personal Loans Across Melbourne
Frequently Asked Questions
Secured loans use an asset (like a car or savings account) as security, offering lower rates from 6.49% p.a. Unsecured loans don't require security — rates from 7.00% p.a., up to $70k.
Unsecured personal loans go up to $70k. Secured personal loans (using a car or asset) can reach $130k. We'll find the right product for your borrowing needs.
Many lenders on our panel allow early repayment without penalties. We prioritise lenders with flexible repayment terms if this is important to you.
Compare personal loan rates today.
Speak with Sunil Dahiya and the team. No obligations, just honest advice tailored to your situation.